Do you have enough money to retire? If you work at home you probably do not have a 401k plan and most people do not really have a plan for the future.
I just recently got interested in investing. I did not want to start an account with $10,000 or pay crazy trading commissions (I am still a newbie), but I also wanted to be able to build my portfolio for my future. I came across Share Builder which is a part of Ingdirect and I highly recommend them to anybody. You can easily build your portfolio for your future, use the real time trading and much more. They are for anybody whether you are new or experienced and they have investment plans for any budget. You can get free advice for saving for college or any other needs. You can also select that you want to use the market to create an income and it will give you advice for free on that too. I cannot emphasize how happy I am with them!
I highly recommend people to check them out for your own future.